Mocasa's platform enables customers to make purchases at online and offline merchants using QR codes, without the need for cash transactions or bank involvement. They can browse stores, shop online, top up their phones, or pay for food in-store, all in one place. Customers have the flexibility to repay their purchases at a future date with zero interest, making use of the "buy now pay later" option. Mocasa aims to enhance customer loyalty and attract repeat visits to stores by providing this convenient and flexible payment solution. The company was founded in 2021 and is based in Manila, Philippines.