ClubAmerica.net is a point based, incentive/reward program that will be integrated into marketing and loyalty programs for clicks and mortar companies targeting Latin America and Spanish-speaking people in the U.S. ClubAmerica Reward Points are awarded by these sponsoring companies to consumers. With a simple "point and click" of their mouse, ClubAmerica reward members are able to quickly and easily access their personal reward account online to redeem accumulated reward points for dining, travel, videos, CDs, books, appliances, music downloads, health and beauty items, etc. This enables ClubAmerica.net to retain their purchasing power and direct it to their affiliated web sites and brick-and-mortar retail outlets.