Twisto is a leading buy now, pay later (BNPL) service from Central and Eastern Europe (CEE) that offers a neatly designed mobile app for cashflow management and payments. Customers can deal with bills and invoices by taking a photo of them within the app, and pay just about anywhere else with the card, a special payment bracelet or Apple Pay. The app also comes with the best exchange rate possible for international payments. Twisto aggregates the payments, and customers pay them all at once at the end of each month. More than 20,000 merchants that use Twisto offer wider and better payment options for their customers, resulting in higher conversion rates, higher average purchase value, and less time wasted. Twisto is part of the global BNPL leader Zip.