The company's goal is to simplify the loan application process for small business owners, enabling them to focus on growing their businesses. They offer collateral-free working capital loans that can be applied for online in just a few minutes. Credit evaluation is done within 24 hours, and funds are credited to the borrower's bank account within 3 days. CredRight is backed by leaders in the chit fund industry and uses technology to make the loan process transparent and convenient.