AjoMoney digitizes the traditional ROSCA model, allowing users to easily join rotating savings groups and save money together with people of matching credit scores. Users can also create their own savings groups and invite others to join. AjoMoney ensures users complete their KYC before withdrawing money from their Ajo Wallet. Tyms Africa, the parent company, provides AI-powered financial tools for MSMEs and startups in Africa, connecting them with savings, investment and instant micro-credit opportunities through partnerships with financial institutions. TymsBook, an automated and AI-powered bookkeeping and accounting solution, helps businesses manage cash flow and bank reconciliation.