The Halo App is a free mobile platform that allows users to connect and access funds for small-dollar loans ranging from $100 to $1000. It evaluates users' financial health and trustworthiness using proprietary technology, bypassing the traditional credit system. By connecting borrowers with backers from various backgrounds, the platform offers a community-based alternative to institutional or predatory payday loan centers. The Halo App was founded in 2018 and is headquartered in Indianapolis, Indiana.