Munnypot was created to address the financial advice gap in the mass market, providing an alternative to traditional financial advice that is often inaccessible due to high fees and investment minimums. It uses a conversational chatbot to make investment decisions based on the customer's risk appetite and individual circumstances. Munnypot monitors investments 24/7 and provides actionable advice if performance deviates from the customer's goal. The company offers regulated, direct-to-consumer investment advice and aims to remove stress and decision-making for the consumer. Additionally, Munnypot provides a white label solution for businesses and has merged with Verso Wealth Management.