Specializing in affordable housing loans, India Home Loan Ltd caters to individuals and families in the economically weaker, low-income, and middle-income groups residing in semi-urban and urban areas. The company offers a range of loan products for purchasing, constructing, extending, and improving houses, as well as loans against residential properties. With a focus on the self-employed category, where income proofs are often unavailable, India Home Loan Ltd evaluates repayment capacity based on cash flows. Operating primarily in Maharashtra, Gujarat, and Rajasthan, the company is listed on the Bombay Stock Exchange and is registered with the National Housing Bank. Its revenue primarily comes from the interest received on loans in three business segments: housing loans, loans against property, and developer loans.