The company offers a range of general insurance products, including fire, marine, motor, engineering, general accident, and liability coverage. It operates through three segments: Singapore Insurance Fund (SIF), Offshore Insurance Fund (OIF), and Shareholders' Fund (SHF). The SIF segment generates the majority of the company's revenue. United Overseas Insurance has a strong financial position and is supported by prominent insurance brokers, agents, and international reinsurance companies. It has a representative office in Yangon, Myanmar and operates in Singapore, ASEAN countries, and other international markets.