MHFCL, a subsidiary of Muthoot Fincorp Ltd, offers finance and loan services for home construction, resale, and plot purchase. It was established in 2011 to provide affordable housing finance to the lower and middle income group in semi urban and rural parts of India. MHFCL is registered with the National Housing Bank and operates as part of the Muthoot Pappachan Group, a diversified conglomerate with presence in multiple business verticals.