RoadLoans, a subsidiary of Santander Consumer USA Holdings Inc., is a direct lender specializing in vehicle finance and unsecured consumer lending products. With a serviced finance portfolio of approximately $40 billion, the company has established relationships with over 14,000 automotive dealers in the U.S. and has retail installment contracts with more than 2 million customers. They offer instant decisions on car loans and auto refinance, catering to customers with all types of credit.