The company offers growth-oriented automotive financing services, providing financing to borrowers who typically do not have access to prime credit lending terms. They focus on the purchase of affordable, late-model vehicles and the refinancing of existing automotive financings. Flagship Credit Acceptance has a comprehensive platform for origination, underwriting, and servicing of automotive finance receivables, with robust risk management and compliance systems. They primarily work with dealer customers through their Indirect channel, but also originate automotive loans directly to borrowers through CarFinance.com, their Direct channel. Founded in 2010, the company is based in Chadds Ford Township, Delaware County, Pennsylvania.