The company's mission is to provide flexible and innovative financing solutions to small businesses, with an estimated 15,000 businesses using its services by the end of 2022. Instant Factoring uses a unique and patented internal credit-scoring tool, leveraging artificial intelligence and predictive analytics to provide fast credit decisions. The platform also registers the invoice portfolio ledger on the blockchain to prevent fraud and plans to implement smart contracts and payment ledger in the future. The company gathers data from multiple sources to rate customer invoices and provide transparent pricing, while its internal algorithm continuously improves through machine learning, giving it a significant competitive advantage.