The company offers a range of home loans for customers looking to purchase homes, construct residential properties, improve and extend their homes, as well as loans against property and business loans. Aptus undertakes all types of lending activities such as sourcing, underwriting, valuation, and legal assessment of collateral, credit assessment, and collection. The company's sole focus is providing long-term housing finance, loans against property, and refinance loans to address the severe housing shortage in India, particularly for underserved customers in semi-urban areas.