The Mumbai-based company offers a next-generation credit score that digitizes farmers' finances and farm capabilities for financial institutions, as well as securitization solutions and a tech-led value proposition for sellers of financed products and services. Jai Kisan also uses a network of tech-enabled channel partner stores to source more customers and facilitate loans at low rates with minimal paperwork for borrowers through its physical access points. The platform generates a risk-adjusted required rate of returns for lenders and is built to empower the growth of rural Indians, especially farmers, by providing low-cost and timely financing for agricultural equipment, dairy equipment, and other rural yield generational assets that are more flexible and transparent than any other credit option available today.