iCare Benefits partners with manufacturers, distributors, banks, and service providers to offer a comprehensive buy-now-pay-later solution to women factory workers earning $100-500 per month. This enables workers to access basic life-changing products and services at the lowest cost. Through their employment status, workers can qualify for installment finance to purchase items like mobile phones and appliances. iCare Benefits empowers low-income employees by increasing their purchasing power with deferred payment and interest-free options. Qualified members are provided with a retail platform offering 0% interest and 6-month installment payments.