The company offers a credit-building solution that reports both positive and negative payments to credit bureaus, going beyond simple positive credit reporting by also including late and skipped payments. In addition, CredHub provides identity theft protection, including dark web monitoring and lost wallet protection, as well as access to 24/7 US-based privacy advocates. These programs aim to encourage on-time rental payments and discourage delinquent payments. CredHub's services benefit property managers and owners by reducing delinquency up to 50%, increasing revenue, reducing the cost of collections, and integrating seamlessly with existing software platforms. For residents, CredHub helps establish credit history, increase credit scores by 20-70 points, and gain better interest rates, ultimately providing recognition for their largest monthly payment. CredHub is headquartered in Spokane, Washington and was founded in 2018.