The platform offers a hassle-free and paperless loan application process, along with data-driven recommendations for loans and working capital management. It also provides independent suggestions to optimize interest rates and terms, giving individuals complete visibility of the loan application process in a simplified way. Credochain serves as a digital lending platform for banks and non-banking financial companies, offering digitized and automated financial solutions based on cashflow. Additionally, it provides data-driven digital credit advisory to micro, small, and medium enterprises (MSME) borrowers, improving their access to credit and affordability. Founded in 2018 and headquartered in New Delhi, India, Credochain aims to enable lenders and borrowers to have a seamless, paperless digital experience in small business lending.