The company's innovative and customer-centered approach aims to encourage a "multiplier effect" to generate and strengthen Mexico's emerging middle class through financial services. Kubo's lean model ensures lower interest rates for borrowers and higher return rates for depositors and investors. With official regulation and authorization from the National Banking and Securities Commission and the National Commission for the Protection and Defense of Users of Financial Services, Kubo.financiero has promoted the wellness of more than 26,000 people in Mexico through over 48,000 loans and more than 12,000 investors. The company's intelligent digital transaction system is transparent and without bureaucracy, making finances more friendly, easy, fair, and secure for everyone.