Solfy builds a unique international ecosystem connecting banks, merchants, and customers. Banks provide loans to customers, who can make purchases using the Solfy mobile app and payment cards. These loans are interest-free and repaid in fixed monthly instalments. Merchants finance the loan interest, benefiting from increased sales and customer loyalty. Solfy's platform helps banks sell more credit products with reduced risk, attract more clients, and increase retail transactions. Customers enjoy the privilege of interest-free loans for a delightful shopping experience.