Goscore's solutions are customer-centric, user-friendly, and easy to integrate into the existing flow. They use data enrichment, better algorithms, and calculation transparency to fix the broken credit scoring system. They utilize consumer data, including PSD2 transactions, Mastercard dataset, Google maps, and various local data sources, to build and analyze a comprehensive consumer profile. They also use unstructured data, such as LinkedIn profiles, to predict income and its stability. Goscore shares the score and explains it in the simplest terms to consumers, so they could understand why they got this exact CS, what they could do to make it better, and how it affects their loans and creditworthiness. Goscore helps credit providers to get more responsible borrowers while reducing risk at the same time. They help creditors see not only "can" consumers repay a loan but "will" they do that. Working with Goscore, clients improve their abilities to manage risk and reduce default rate, get more responsible customers, meet strict government regulations, build more profitable customer relationships, optimize operations, and fight fraud.