Point's Home Equity Investment (HEI) product provides homeowners with access to equity financing in exchange for a fractional share of the future value of their homes, allowing them to eliminate debt, get through financial hardship, and diversify their wealth without adding to their monthly expenses. The platform uses on-site appraisals, automated valuation models, and proprietary pricing algorithms to determine the value of the property and the amount of loan that can be provided. For investors, Point provides access to an untapped asset class in the residential real estate space, allowing them to earn a higher return on their investment. Point is a fast-growing fintech company with an employee-centric culture, backed by top investors like Andreessen Horowitz, Westcap, and Ribbit Capital.