CardWorks provides a range of services including servicing nationally-branded Visa®/Mastercard® cards, secured cards, and unsecured installment loans. They also offer post-charge-off debt recovery services through their subsidiary Carson Smithfield. Despite an initial acquisition agreement with Ally Financial for $2.65B, the deal was called off due to the structure of the agreement and a decline in Ally's stock price. CardWorks is known for their expertise in credit card servicing and other unique card products, serving millions of consumer accounts. They prioritize compliance and utilize data and technology to enhance their people-centric operations.