The bank provides a wide range of products and services, including online banking, investment management, private banking, wealth management, corporate lending, debit and credit card facilities, corporate treasury services, brokerage services, money market instruments, safekeeping services, web-based bond accounting, and asset and liability management products. It serves institutional and corporate clients, high net-worth individuals and families, municipalities, state and local governments. Established in 1857, FNBO has locations in eight states and more than 6.6 million customers across the country.