Its subsidiary, Arival Bank International Corp., is licensed by the Office of the Commissioner of Financial Institutions in Puerto Rico and offers online account management, remittances, forex, and international transfers. Arival is a digital bank focused on serving new-generation businesses such as crypto and blockchain, tech startups, and digital SMEs. The company aims to provide a cashless and branchless experience to startups, charities, ex-pats, and crypto-related businesses.