The company offers various deposit products, such as regular savings accounts, money market accounts, and term certificate accounts. They also provide services like cashier's checks, direct deposit, wire transfers, notary services, night depository, and bank by mail. In addition to banking services, Community First Bank offers checking, savings, lending, home loans, personal loans, business loans, and insurance. Their mission is to deliver excellent customer service and superior performance while earning a reasonable profit. Founded in 1990 and headquartered in Walhalla, South Carolina, the company aims to maintain safety and soundness as an independent bank, while also considering opportunities to acquire other financial institutions.