VoPay's Fintech-as-a-Service platform allows companies to embed financial services and payment capabilities into their existing applications, products, or services through a single and scalable API. By eliminating the need to build infrastructure and integrate multiple financial systems, businesses can go to market faster and offer innovative financial solutions to their customers. Their unified technology stack, powered by Open Banking, enables secure, fast, and direct bank account payments. VoPay also offers a marketplace for person-to-person currency exchange, facilitating real-time transfers with real exchange rates and no hidden charges. They charge a minimal service fee and provide currency exchange rate benchmarks to buyers and sellers. Overall, VoPay's platform simplifies the payment process, allowing businesses to focus on growth and leave the payment management to one partner.