PayDivvy's online social payment platform services provide a smarter way to manage bills by allowing customers to pay, send and split personal and group bills socially via web or mobile. The company eliminates the fragmentation and voids that exist in bill payment, allowing customers to pay all their bills in one place and only pay their fair share in real-time. PayDivvy also provides an ongoing process for roommates, receiving e-bills, charging roommates their respective shares, and paying the service provider, landlord or merchant directly.