CHS is a global agribusiness owned by farmers and cooperatives in the US, providing energy, grains, and foods to businesses and consumers. The company has three segments: Energy, which produces and distributes petroleum products; Ag, which purchases and processes grains and oilseeds, produces ethanol, and serves as a wholesaler and retailer of crop inputs; and Nitrogen Production, which invests in CF Nitrogen to purchase granular urea and UAN annually. CHS also offers business solutions such as insurance, financial, and risk management services, and operates petroleum refineries/pipelines and manufactures Cenex® brand refined fuels, lubricants, propane, and renewable energy products.