SPARTA sells commercial auto, general liability, workers' compensation, and property insurance to business associations and franchises, rather than individual businesses. They offer underwriting services for various markets, including retail, wholesale, service, light manufacturing, contracting, hospitality, and transportation. Additionally, SPARTA provides alternative solutions such as captives, which are insurance companies that serve specific customer groups. They have a state-of-the-art Policy Administration System that is web-based and easily integrated into modern technology platforms, making it efficient and user-friendly. SPARTA is a provider of insurance services to the specialty and alternative risk program marketplace, offering unbundled program structures on an admitted basis for various types of commercial insurance.