Lendful Financial is an online lending platform that provides Canadians with quick and easy access to loans at interest rates that can save them up to 30% when refinancing. The company offers three-to-five-year, fixed-term loans to credit-worthy borrowers with a credit score of 650 and over. Lendful Financial aims to help its users avoid poor customer service, signing unnecessary paperwork, unexplained high interest rates and bank charges, and rejection. The company was founded in 2015 and offers flexible payment terms, prepayment options with no penalty, and is backed by a federally regulated Financial Institution, providing borrowers with a reliable and safe provider. With a convenient online intake form, borrowers can receive a quote in minutes and have funds in their account within a day of approval.