Capsa Technology, a fintech company focused on addressing the financial challenges of SMEs in Africa, has developed the platform "Getcapsa.com." This invoice factoring solution allows businesses to convert unpaid invoices into working capital within 48 hours, providing a smarter path to cash at affordable rates. By eliminating the 30-120 day wait period for payment, Getcapsa.com reduces days sales outstanding (DSO) and offers faster access to funds, enhanced borrowing capacity, and significantly lower borrowing costs compared to traditional invoice discounting through commercial banks. This solution helps SMEs decrease credit and collection risk, while also reducing their reliance on external sources of capital. With Getcapsa, small and medium-scale businesses can unlock their full potential by getting paid within 48 hours and avoiding the negative impact of bad debt.