Moni is a leading fintech company that provides a mobile application for users to easily apply for loans of up to $100,000 in 6 installments, pay bills with or without invoices, recharge their mobile phones, load their SUBE cards, make purchases with MoniCard, and make payments using QR codes. The loan process is 100% online, fast, and secure, with instant approval. Users can make payments and reloads from their mobile phones, avoiding queues and at their convenience. Moni offers a prepaid Mastercard that can be used for subscriptions to Netflix and Spotify, online shopping, and purchases at Mastercard-affiliated stores. The company also offers discounts and the option to pay later in installments. Moni's platform allows users to send or receive money from any bank or virtual wallet using an alias, CBU, or CVU. Founded in 2013, Moni has already granted over 1 million loans and continues to grow. The company is comprised of a team with extensive experience in technology development and digital marketing.