FPL Technologies aims to provide a simple and seamless credit consumption platform for tech-savvy customers. They have created a proprietary full-stack technology platform to deliver a next-gen credit card experience, allowing customers to manage every aspect of their credit life cycle through an intuitive mobile app. They launched the OneScore app to help customers understand and manage their credit score and behavior. FPL believes in full transparency and educating customers at every stage of their credit journey. They own and manage everything in-house with the support of banking partners and top investors.