The British/Polish fintech provides affordable money transfers to 14 countries, catering to the needs of 1.7 billion adults with no access to bank accounts and immigrants wanting to support their families. SPOKO aims to expand to 51 countries, enabling transfers to 86 countries, and uses a mix of online and offline transfer methods. It has partnerships with renowned companies like Orange Poland, Alfa Bank, and PrivatBank. The mobile payment platform allows customers to transfer money from a range of systems, including visa, MasterCard, and online banking portals, with no hidden fees. SPOKO's long-term strategy is based on creating a fully transparent, simple, and progressive product for international money transfers.