Aella is an online lending platform that provides instant credit services to individuals in emerging markets who can prove a source of income, either through their employers or individually. The platform enables low-income households, entrepreneurs, and nascent businesses to access cash at competitive rates anytime. Aella is a diversified credit payments platform with over 2 million users, offering financial services to underbanked users across emerging markets. The company is focused on lending and owns fully-licensed financial services subsidiaries in Nigeria and the Philippines. Aella is committed to financial inclusion and empowerment of the underbanked.