Quartix offers effective supply chain finance to SME suppliers, with a focus on the long tail of suppliers who were previously excluded from such benefits. Their solution is tailored to US buyers with a turnover of $25-500mn and is data and technology-driven, allowing them to offer their services to a broad network of supply chains with no setup cost or hidden fees. Quartix's platform offers an early-payment option, similar to discounting bills of exchange, that allows banks and investors to buy invoices from small suppliers at a discount, reducing supply chain inefficiencies, improving working capital and margins. Their solution is completely discretionary, allowing suppliers to finance their unpaid receivables if the offer is attractive.