The online-only banking platform is licensed by the Office of the Commissioner of Financial Institutions (OCIF) and offers a convenient and digital way to access and manage funds globally. FV Bank also offers debit and prepaid cards that can be used for online shopping, withdrawing cash, and at shops. The platform meets the need for more open access to banking for FinTech, blockchain, and cryptocurrency companies, and allows users to convert digital assets to fiat currency.