Douugh provides a platform for money and spending management, including bill payment, savings, wealth management, card management, and online banking services. The company aims to democratize banking by developing a bank account with a brain that offers real-time insights and guidance from a personal financial assistant. The Douugh bank account offers full banking functionality, including a government guarantee on deposits up to $250,000 and a Douugh Mastercard Debit Card. The app collates and organizes spending habits to provide personalized insight and affirmation from a financial coach dedicated to keeping users financially fit and healthy.