Founded in 1941 and headquartered in Matsuyama, Japan, Iyo Bank Capital is a leading financial services company operating mainly in the Shikoku region and the Seto Inland Sea area. With a strong focus on regional market penetration, the company offers a wide range of commercial banking services, along with leasing and other financial solutions. Its diversified loan portfolio spans various industries such as transportation, postal services, wholesale and retail, real estate, and the service sector. The bank primarily generates income through traditional spread lending, with net interest income being a major contributor.