The company provides commercial banking products and services such as loans and deposits, cash management, retail banking, foreign exchange, capital markets, corporate and consumer finance, investment management, and trust banking. Its main operating business segments are Consumer Banking, Corporate and Commercial Banking, Treasury, and Headquarters. UnionBank distinguishes itself through superior technology, unique branch sales, and service culture, and centralized backroom operations, which enable it to deliver online, real-time business solutions, ensure efficient and quality service, mitigate operational risk, and provide responsive, scalable, and secure transaction processing.