QuadFi is a Toronto-based company that offers student loans and refinancing solutions. Their platform uses machine learning, artificial intelligence, and alternative underwriting data to provide personalized loans at low-interest rates without the need for co-signers or hidden fees. They offer suitable terms and rates based on an individual's credit score and provide an interest discount for students with a strong educational merit and payment history. QuadFi aims to help young people and immigrants secure personal loans with limited credit history in a hassle-free manner.