Memento Payments provides an end-to-end software toolkit and mobile money application that enables banks to build relationships with customers and launch fintech solutions quickly and securely. The platform has a fully independent back-end system that can be integrated and run on top of existing infrastructures. Memento Payments helps companies that issue payment cards to set up and operate a banking application without spending too much time and resources on fundamentals. With Memento Payments, companies can have a branded card application within a few days and start onboarding new clients and issuing cards. Companies that already have an application in the market can quickly embed card experiences and upgrade their app to a banking app.