The company was founded in 2017 and uses data, technology, capital, and credit expertise to provide financing for consumers and small businesses in emerging markets. Accial Capital works with technology-driven loan originators to maximize returns in a fast-growing market while contributing to financial health and widespread credit access. The company offers institutional investors access to a high yield investment opportunity in private debt, and provides emerging market loan originators access to proprietary data, technology, and capital to cultivate financial inclusion.