Founded in Munich in 2014, FinTecSystems is a leading banking API and smart data provider in Germany. Their Open Banking platform offers Account Information and Payment Initiation Services, while their analytics platform enables real-time loan decisions and credit risk minimization. With BaFin authorization and partnerships with major institutions like N26 and Santander, FinTecSystems simplifies the loan application process by providing accurate financial overviews and creditworthiness assessments. Recently acquired by Tink, FinTecSystems helps financial institutions reduce fraud and risks through their banking risk management platform.