The company offers mobile payment services to millions of Indians, allowing them to pay for goods and services or transfer funds from one cell phone to another through SMS text functionality, the MoneyOnMobile application, or Internet site. With over 335,000 retail locations throughout India, MoneyOnMobile is a provider of mobile payment services to both subscribers and merchants, enabling mobile phone users to purchase a wide range of goods and services through their phone, instead of paying by cash, cheque, debit or credit cards.