The company's platform uses big data analysis, algorithms, and machine learning to assess risk and credit reputation, providing attractive rates to both buyers and suppliers. Unlike prepayment gateways, Antecipa treats each vendor uniquely through a dynamic discount rate, avoiding adverse selection effects. The platform can also be used as a pricing tool to offer credit through risk drawn or FIDC, and there are no fixed fees or commitments of use. The objective is to lower the net interest spread in the Brazilian market to SMEs by providing a positive return on cash held by large enterprises.