Emata is an online platform that offers financial products to smallholder farmers in Africa. Through their app, farmers can purchase essential items on credit at select stores using credit check-offs. Based on their credit history, Emata provides loans that farmers can use to invest in their farms and increase their revenue. The platform utilizes end-to-end digital processes, AI-powered credit scoring, and partnerships with agricultural intermediaries like cooperatives and aggregators. Emata is a licensed microfinance institution that digitizes the dairy sector, giving farmers access to affordable financial products. Founded in 2020 and based in Kampala, Uganda, Emata aims to empower farmers and contribute to meeting the world's growing food needs.