The Accra-Ghana fintech startup offers a range of APIs, including Digital Lending APIs, Disbursement or Payout API, and Card Issuing API for both virtual and physical cards. Pavelon's products also power "Buy Now, Pay Later" services using their Commerce API. The platform helps companies onboard their users, process loans, collect loans, access financial data, and more. By seamlessly connecting lenders and merchants, Pavelon's platform offers consumers flexible payments at the point of sale, improving conversion rates and increasing average order value for large merchants. The company is building a full technology stack for building and running consumer finance programs, allowing lenders to take advantage of the growing retail finance opportunity.