Kiva is a mission-driven technology non-profit based in San Francisco. They operate a global marketplace platform for crowd-funded micro-loans, connecting lenders with low-income entrepreneurs and students. Borrowers apply for loans, which are then posted on Kiva for fundraising. Lenders can choose to fund new loans or donate to a cause. Kiva relies on a network of field partners to administer the loans on the ground. Since its founding in 2005, Kiva has facilitated over 1.6 million loans, totaling over $1.4 billion, in 77 countries. They have a repayment rate of 96.1 percent and over 1.9 million lenders worldwide.